Day 13: A new home

Day 13: A new home

31 Days of God-related attitude
It’s official! I found a new place for us to live. Perhaps I should say it another way. God heard and answered me and the prayers of hundreds across the country who were standing in the gap on my behalf.

It’s been a nightmare trying to find a place to live in Silicon Valley. Thanks to the mortgage crisis, the rental market is hot. The combination of displaced families and great schools have made it next to impossible to rent. What’s worse I and those families don’t have the best credit right now so we’re up against well qualified families who have a blemish free credit report.

I am obsessive about my credit. My score before life blew up in my face was in the high 700s. I was plotting ways to get it over 800. Getting turned down left and right because of my credit was the ultimate punch in the face followed by a kick in the head.

A girlfriend at church who had been through the exact same transition suggested I compose a hardship letter explaining my circumstances. Another friend suggested I make it clear in a letter what I bring to the table. My church family constantly reminded me that it will take a compassionate heart, someone willing to give me a chance and that’s exactly what happened.

When I initially visited the place, I did something I hadn’t done before. I brought my son. I explained that I wanted to honor him by finding some place to live within the school district so he could graduate with friends he’s known since kindergarten.

Boricua Confidential
Living room, dining room, kitchen, laundry room, linen closet,
door to bedroom. Bathroom is on the right out of camera range

I sent him my rental application. I was up front about what he would find on the credit report and offered first and last month’s rent plus deposit. It got the owner’s attention but it wasn’t enough. When he called I was on my way to church and told him as much, which is when he told me he was a believer also.

The agent negotiated on my behalf with the owner. They turned down five other families so I could move in. He said he believed in me and I came across as trustworthy. I also think that bringing my son with me and my real estate agent explaining my circumstances made a big difference.
The apartment is essentially a studio with a bedroom. Yep. It’s teeny weeny. What I like most: gas stove. Hallelujah! I also love the attic which is the length of the apartment. Consequently, memorabilia and mementos can stay with me. Everything else is replaceable so it’s going into storage.

Regrets about past decisions are nonexistent. I did what I had to do and the results speak for themselves. My kids are safe, sound, whole and well adjusted. Who in their right mind would regret that outcome? Who cares.

What are you thankful for today?
Day 1, Savior
Day 2, Washing machine
Day 3, Prayer Room
Day 4, Two HP Printers
Day 5, Great teachers
Day 9, Lawyers
Day 10, Humor
Day 11, Dogs
Day 12, Singing
Others blogging a 31-day series for October:

ABOUT BORICUA CONFIDENTIAL©™
Boricua Confidential chronicles my new life as a single mom of two kids after my husband died from cancer on our son’s seventh birthday. Join me on this journey of change, revival, reformation, discovery and new direction ordered of God. Being a widow ain’t easy, that’s for sure. I refuse to rollover and die. Quite the contrary. I intend to thrive from this crazy life. You can’t keep this woman down. If I’m down, I won’t be for long.

God created me to bounce back. Watch me.

3 Comments

  1. Gene, thanks so much for responding. I’m afraid I don’t understand your comment. Can you clarify, especially the part about “request of modification.” Thanks again for taking the time to read my blog. Have a wonderful day! :o)

  2. Hardship letter should be short and personalized. First para should contain request of modification, second should describe about the situation.

     Hardship Letters

  3. Hardship letter should be short and personalized. First para should contain request of modification, second should describe about the situation.

     Hardship Letters

Leave a Reply

Your email address will not be published.